Financial Services

To complement our resourcing activities, Recruitment Zone is also able to assist candidates with sound financial planning advice through Reid Scott & Ross Financial Services. These services are available to everyone that needs assistance with financial planning.

Family Protection
Protection against the financial consequences of death, critical illness or disability is imperative for every family. Reid Scott & Ross can provide you with advice on your personal life assurance and income protection requirements, including Permanent Health Cover and Accident, Sickness and Unemployment.

Pensions
Reid Scott & Ross specialise in providing the best possible pension arrangements for companies, their directors and employees, sole traders and individuals either through insurance companies or by self funded arrangements. As the state benefits are now totally inadequate to provide proper retirement benefits, it is vital you contact us to ensure you will have a sufficient level of income in retirement.

Investments
Reid Scott & Ross will provide you with expert advice on how to make the most of your investments taking into account exposure to risk, tax-efficiency and access to capital amongst other factors. Some of the products we will advise you on include investment and unit trusts, personal equity plans, capital investment bonds, offshore investments, With Profit Bonds and all types of National Savings deposit-based and ethical investments.

Savings Plans
Everyone has a goal or event in the future for which they wish to save for. Whether it is education fees, children's 21st birthdays, a wedding or simply savings for a rainy day, we will advise you on the most suitable plan to suit your circumstances.

Inheritance Tax Planning & Will Writing
Inheritance tax is now affecting more and more estates each year. This is largely due to the rise in residential property values. By putting the right plans into place now you could save your beneficiaries a substantial tax burden in the future. Tax efficient Will planning is a vital part of an inheritance tax plan. In the first place it is vital to ensure you have an up to date Will otherwise on death your estate will be distributed under the laws of intestacy, which would not necessarily be as you would want.

Long Term Care Costs
Did you know that you may have to sell your home to pay Long Term Care fees? It is estimated that 1 in 3 woman and 1 in 4 men will need care. If you have assets over £22,500, including your home, then your local council will expect you to pay. Reid Scott & Ross can help protect your assets by placing your assets into your own Family Protection Trust.

Conclusion
Reid Scott & Ross Ltd have been advising clients in all areas of financial services for many years and we are professionally qualified and very experienced in all areas of financial services.

Being totally independent we are able to shop around to ensure you get the best product, with the best company, at the right cost, to suit your own unique circumstances.
We can offer you a first class service at home, at work or if you prefer, in our offices and use the most up to date technology to keep you informed of the progress at all times.